Two Day Foreclosure Prevention Basics offered by Empire Justice Center

Day one topics will include an overview of subprime lending, the New York foreclosure process including recent changes in the law, interviewing clients and evaluating cases, an overview of potential defenses and loss mitigation options, representing homeowners in mandatory settlement conferences, and the role of housing counselors. Day two will include a more in-depth analysis of federal and state claims and defenses including analyzing a case for Truth in Lending Act violations, other federal statutes, and disclosure violations under Banking Law Sections 6-l and 6-m (NY's anti-predatory lending law), state common law defenses and issues of standing.

This training is a part of the NYS Subprime Foreclosure Prevention Services program, developed to help New York homeowners facing default or foreclosure by providing counseling and legal services. The program is administered by the NYS Division of Housing and Community Renewal/Housing Trust Fund Corporation. The Program provides training and support for housing counselors, mediators and lawyers who are assisting residents with subprime or unconventional mortgages. Information on the program can be found at www.nysdhcr.gov.

http://www.empirejustice.org/training-center/upcoming-trainings/trainings/foreclosure-prevention-basics.html